Zero-based budgeting is a financial planning method where you allocate every dollar of your income to specific categories—such as expenses, savings, or debt repayment—so that your total income minus your total expenses equals zero at the end of each budgeting period (often monthly). This approach helps you plan intentionally, knowing exactly where your money goes, and makes it easier to adjust priorities as your needs change. This comic by the Learning & Working RRTC provides a visually engaging, concise guide to zero-based budgeting. Designed to support young adults and those transitioning to independence, the comic breaks down the steps of zero-based budgeting in an accessible and relatable way, helping readers gain confidence and control over their finances.